Why Being Volatile Makes Bitcoin Attractive to Brave Investors

At first glance, a loan program looks complicated. For example, if you reach out to reputable mortgage companies to find out what your options are, you will be presented with several that have varying terms and duration. The computations might intimidate you initially, but once you take the time to understand it, it will all make sense. They also have people who will explain all of that and guide you through the entire application process. It is not made complex for complexity's sake. It is more about taking the financial interests of both the lender and the borrower seriously.

In the financial world, many people also think that the topic of cryptocurrency is a complicated one. They are baffled on how it works. One of its defining characteristics is that its value is on the volatile side. But it is for this reason some find it compelling from an investment standpoint.

A Backgrounder on Cryptocurrency

Cryptocurrency basically is digital money. It was created so users can have secure and anonymous transactions that can be traced permanently. All currency holders basically make a contribution to the blockchain, which can be seen as a universal ledger.

One way to earn yourself some cryptocurrency is by mining. Bitcoin is the pioneer and the benchmark currency, while all the alternative ones are aptly named as altcoins. Over time, people have seen many of them get launched only to lose traction later on and then eventually abandoned. Some of these were used as scams, capitalizing on the roller-coaster popularity of Bitcoin. At the positive end of the spectrum, there are enduring altcoins that are still holding their ground such as ethereum and litecoin.

Trending Values

In the stock market, the value of a share is said to be volatile if it experiences drastic changes in a period of time. Given that fact, you could say that bitcoin's volatility rate is one of the wildest the world has seen. To provide context, take a look at its history. It was launched in 2009 with almost zero value. It breached the $1,000 mark at the start of 2014, but then it found itself valued at $300 during the first quarter of 2015.

In 2017, bitcoin broke the $1,000 barrier in March. September was a crazy month for this year, as it saw its value fluctuate greatly, going beyond $5,000 at the start of the month only to drop back to below $3,000 after almost two weeks. October saw it steadily climb, culminating in its all-time record high of $19,783.06 that it reached on December 17. Five days later, it went down sharply to the $13,000 mark.

2018 was uneventful and there was a perceived notion that the bitcoin bubble had burst. In the previous year, it made records, but this year's December had it reach a relatively woeful $3,300.

Bitcoin in 2020 continues to prove how volatile it is. February saw it climb back to break the $10,000 mark. Then April came and it went back down to the $5,000 level, but it has since steadily climbed. September saw it playing around the $10,000 to $11,000 mark.

High Risk and High Reward

The basic advice of investors when it comes to shares or currencies is to buy low and sell high. When you put your money into something that is volatile, you are playing with uncertainty. Yes, you can say that taking in great risks will result in great rewards, but one could argue that even Bitcoin is susceptible to closure like the many altcoins that have become inactive. Its unregulated aspect seems to make governments take a cautious approach at recognizing it as a legitimate currency. This has caused its value to tank a few times in its lifetime.

On the other hand, if you came in at the perfect time, you might get some amazing gains in value. If you are planning to invest in it, make sure that you are willing to lose that money. Having this mindset will avoid any disappointment it may bring should things go on a downward spiral.

With the wild fluctuations in value it has experienced over the years, you can say that investing in bitcoin is for the brave. Getting into it requires that you have a lot of time to study its history and all the intricacies that surround it. If you want to dabble into investing in a volatile currency, you better make sure you come fully prepared.

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Go Green: How to Make Your Business More Eco-friendly

Going green doesn’t just benefit the planet. It can also do wonders for your business, particularly in improving your brand image and increasing competitive advantage. There is the benefit of attracting customers who care about the environment and getting more clients in general. Studies suggest that many consumers are willing to spend 20% more on businesses that have sustainable practices.

Here’s how to make your business more eco-friendly:

1. Embrace remote working

You might not realize it, but employees driving/commuting to and from work daily can waste time and money in traffic. Embracing a remote work environment can help you save money. It can also reduce your business’s carbon footprint. Do take note, however, that you don’t need to go fully or entirely remote. A good arrangement could be one day per week.

You should also know that many job seekers today are attracted to remote work or jobs that provide a work-from-home option on certain days of the week. This is because it offers flexibility and greater control over their personal and professional lives. Other benefits of remote work include:

  • Increased efficiency and productivity
  • Reduced business expenses
  • Improved employee satisfaction (and retention)
  • Better disaster preparedness
  • Better access to applicants (can result in a more diverse workplace)

2. Make your office (supplies) environmentally friendly. ;

You don’t necessarily have to buy sustainable products to make your business environmentally friendly. If your business doesn’t have the extra budget, you can focus your expenses on business areas that have the most impact. You can, for instance, invest in business software or efficient technology if that’s what your company needs.

You can also improve your efforts by making some of your office supplies more sustainable. When sealing packages or boxes, for instance, you can go with Kraft paper sealing tape instead of ordinary plastic tapes. The former is more eco-friendly and stronger than the latter. Going digital is also a good idea, as it can eliminate waste in printing.

eco-friendly office

3. Consider alternative energy sources

Depending on your business setup and office’s location, you can make use of renewable energy sources like solar, wind, or geothermal. If possible, you can consider installing solar panels on your roof or getting your energy from a nearby wind turbine. If these options are appropriate for your business, making the switch can help you reap long-term savings. ;

If you need help with financing, it is good to know that there are local and regional energy-efficiency programs that provide loans for businesses wanting to do an eco-friendly update. Some states also offer incentives like rebates for companies that use solar energy.

4. Reduce water usage

Reducing your office’s water consumption is an easy way to save money and conserve an essential environmental resource. There are several ways to lower water usage in your business. These include:

  • Installing low-flow toilets
  • Installing low-flow aerators
  • Fixing leaks and dripping taps
  • Putting up signage (to remind employees to turn off the water when scrubbing hands)
  • Making employees aware that your business is focused on water conservation

5. Recycle electronics

If you’re thinking of replacing electronic equipment like monitors, computers, printers, and tablets, you can consider donating them to charities or schools that need them. You might also be glad to know that some electronic manufacturers have recycling programs that offer credit for trade-ins and donation programs for charities.

When donating, selling, or safely disposing of old devices, be sure to retrieve passwords, photos, contacts, and other sensitive information. After backing up your data and transferring them to your new appliances, be sure to delete everything on your old devices.

These are just a few of the things you can adopt to make your business more eco-friendly. Be sure to explore other opportunities where you can save resources and help the environment in carrying out most of your business practices.

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Parenting: A Full-time Job That Demands Dedication

When it comes to work, there are roles out there that require a good amount of multitasking. For example, a sales representative needs to have extensive knowledge of the products being offered, and they also have to keep up with ever-changing market trends. They also get a lot of time conversing with existing or potential customers, so they are required to have exemplary communication skills if they want to close deals.

Parenting also comes with its own challenges. The amount of time and effort that you spend to make sure that your children and your house are taken care of is no joke. This is why people also consider it as a job done through sheer dedication.

Time Sink

How much time do you spend caring for your family? Preparing and cooking food can easily take a couple of hours. Driving your kids to school depends on how far the establishment is, but you would not pick one that is an hour away from your home, would you? If you do not have a job, you can use school time to work on the various house chores. But if you just have toddlers or babies, you practically should watch over them the whole day.

Holding it Together

Children have their good and bad days. For the latter, you will be their anchor. They will depend on you to keep them calm and tell them that everything will be alright. If they need help with school or other needs, you have to be ready to assist them. You are the go-to person when things seem to fall apart, and your job then will be to hold everything together.

You Have a Personal Information Database

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Imagine yourself going for a ride on your bike. You are just minding yourself and then you got sideswiped by a careless driver. Your first instinct should be finding the nearest hospital. Later on, you would contact a motorcycle injury attorney to assess your situation. The lawyer would then need to get a lot of information from you and also know that by heart, so they would be able to take on your case without a problem.

As a parent, you also do something similar. You need to know specific pieces of data about your family such as their preferences in food or drinks, medical records, or who are their teachers or classmates you can turn to for help. You use these to defend them not from lawsuits, but from stuff like illnesses or mistakes their own forgetfulness. It will also save them time because whoever you need to reach out for, you will be ready if they ask for information.

Keeping Track of Priorities

Sometimes your household will receive all sorts of setbacks. You will feel like you are in the middle of a chaotic event. Things will break down, your kids will be in tough situations. But through it all, you somehow should know which you have to resolve first. Keep your focus on which would benefit your family the most.


Do you think you can escape from numbers? When you are a parent, your finances are of utmost importance. As with everyone else in this world, it will basically be the lifeblood of your family. It will keep the lights on, your refrigerator full, and it pays for your children's education. You will need to learn some intense calculator crunching so you can fit everything in your budget.

You will never know how hard parenting is until you step into the role yourself. It is something that requires your time and knowledge. There will be challenging times ahead. But as long as you know how to keep things in control, you and your family should be fine.

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Essential Things to Improve Your Home Office’s Functionality

Work-from-home arrangements aren’t a new thing. However, since the coronavirus pandemic happened, companies made the swift transition to remote work just for them to stay afloat. Reliable lawyers, real estate agents, educators, entrepreneurs, fitness coaches, and a lot more are now performing their jobs at home.

Since remote work is the new normal nowadays, you need to ensure that you stay at the top of your game even if you’re working in the comfort of your home. Here are a few things that will make working remotely a lot better and make you more productive.

What You Need to Improve Your Home Office’s Functionality

  1. Fast computer

Unless your job requires working with machines and power tools, you will most likely need a fast and computer or laptop for the remote work you need to do. Make sure your computer’s specs are up-to-date, especially the processor and the memory.

  1. 27-inch Monitor

Whether you’re working with a laptop or a desktop computer, it is recommended to get a large-sized monitor for better visual output. Although the typical 14-inch monitor is decent, you won’t have to squint at a 27-inch monitor. The less you struggle visually, the better and faster you get the job done.

  1. Foldable Bluetooth keyboard

While the traditional wired keyboard is still very functional, a foldable Bluetooth or wireless keyboard offers some advantages. You can use it up to a certain distance away from your monitor, which is excellent, especially if you’re struggling visually. You can also put it away if you need more desk space for paperwork and other stuff.

video conference from home

  1. Router and wireless extender

A router and wireless extender help you address the black spots in your home where your internet connection is unstable. It’s a big help in minimising internet connection interference.

  1. Smart display

A smart display, like a Google Nest Hub, placed in a highly visible spot can serve as an organiser that will help you keep track of time, calculate equations, or play music to keep you pumped up while you work.

  1. Docking station

With all of the different computer peripherals needed to be productive at work, your laptop or desktop can only accommodate so much. A docking station gives you more ports than your computer. Just make sure the docking station is compatible with your machine.

  1. Desk

Since you will be spending at least 8 hours of your day working at home, you need a decent desk for a workstation. Pick one that’s right for your needs and your preferred set-up. We recommend getting a standing desk to allow you to be physically engaged as opposed to just sitting down the whole day.

  1. Comfortable office chair

Aside from getting a desk you love, you also need to look for a comfortable chair to work in, one that will prevent backaches and pains. If you’re getting a standing desk, we recommend a tall stool to go with it.

  1. Desk lamp

If you’re working in an area that’s dimly lit or you’re doing the graveyard shift, you need to protect your eyesight. Prevent unnecessary eye strain by having a lamp on your desk to help brighten your workstation.

  1. Quality speakers and microphone

With online meetings and webinars as the new norm in team discussions, you need to ensure that your audio set-up is good enough for you to be heard clearly and for you to hear the others as well.

As we continue to work from home, we need to keep finding ways to bring our productivity up. Do you have any other home office essentials that you would like to recommend? Chime in on the comments section.

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What’s The Relation Between Climate Change and The Economy?

What’s The Relation Between Climate Change and The Economy? –
The recent protest #ShutDownDC had brought light to climate change problems on Wall St., DC. However, why do the protestant picked the spot? Is there any apparent relation between climate changes and the world-wide economy? Actually, there is – and it is much direr than one might think.
• Economy: The Wheel That Turns The Modern World
It’s no secret that the economy is the major cause of our fast-growing society. As means of transportation gets faster and more efficient, the cycle of economy starts growing faster and faster.

The number of online poker player at https://poker678.net grows, and all businesses have the chance to grow too. Sadly, not many realize that this amazingly fast growth doesn’t only affect money and production – it also affects many other issues including wage, labor, the environment, and climate change.

• How Did Economy Affect Climate Change?
Wait, but how did the economy affect climate change? Let’s look at the shorter branch first – environment. Apparently, the faster the economy grows, the faster products are made. So, in order to keep up with the market, factories will be in dire need of materials.

If the materials are taken from nature (or at least need natural elements such as cotton, millets, etc.) then we are waning the quality of the soil at a fast rate. Then, the process (whether the materials came from nature or not) will require excessive non-environmentally friendly chemicals that are thrown without being processed first.

If these damages are prolonged, it will affect the climate because both efforts are damaging natural environments that produce oxygen and many other chemicals that regulate our climate. Hence, climate changes are forced to move fast as well.
• Moves That Are Good For The Economy But Bad For The Earth
As we can see from the explanation above, there are two moves that are good for the economy but pushing climate changes as well:

  • Producing materials at a fast rate. This pushed the need for deforestation – which lessening natural habitats of animals, lessening oxygen production in the area, all while disrupting biodiversity.
  • Throwing out unrecyclable wastes without any processing. This harms the environment even further, causing the same effects as the first point.
    Other bad economy moves for the climate include consuming animal products, which increases our carbon footprint.

So, what’s the relation between the economy and climate change? Well, first of all, many aspects of the economy thrive because they invested in climate change-inducing stuff including oils and plastic. Another example, the single-use products in our modern life cannot be recycled and filling the landfill and ocean, pushing climate change even further. Who are capable to push these bad changes if not the economy?

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